BusinessInsurance

Offices, retailers, wholesalers

Accessories, frozen foods, pet shop, leather items, bakery, gift shops, shoe stores, garden furnishings, fruit and vegetables, toys, stationery, textiles, clothing, windows and mirrors, etc.

• I own my building. Does my policy cover the real cost of reconstruction in case of an unexpected event? (i.e. replacement cost)
• Did you know that when a proportional clause in a contract is not respected, it can reduce your claim in the event of a fire?
• Is water damage from sewer backup, surface draining, ground water or flooding adequately covered under my policy?
• Does my insurance policy cover the cost of merchandise damaged as a result of a power outage off my premises? Is this the case regardless of the distance from the facility affected?
• In the event of a product recall, are the fees associated with the removal of marks, labels and symbols covered?
• Is a refrigerant fluid leak covered under my policy?

Rely on one of our experts to represent your interests to the insurer and answer your questions.